- Invited a data expert from Experian, one of the top three U.S. credit reporting agencies… Highlighted how AI is transforming the financial industry and the skills needed for future talent
- “AI is not about changing your major, but about leveraging your work”… Outlined the path for global talent to grow alongside AI
 
On October 7, Kookmin University’s (President Jeong Seung Ryul) Global Symbiosis Business Group hosted a special lecture on global employment and career paths at the Kookmin University Global Center under the theme “In the Age of AI, What Sets the Most Sought-After Global Talent Apart?” Organized as part of the Humanities and Social Sciences Convergence Talent Development Project (HUSS), supported by the Ministry of Education and the National Research Foundation of Korea, this special lecture was designed to help students understand the changes that advancements in AI technology are bringing to the financial industry and the employment landscape, and to enable them to connect their majors and career paths with new possibilities in the AI era.
 
The speaker was Dr. Han Seon-hyeong, a Senior Principal Data Scientist at Experian, one of the top three credit reporting agencies in the United States. Dr. Han, who earned her Ph.D. from the University of California, San Diego (UC San Diego), is an expert with over 20 years of experience in AI, machine learning, and data science. During the lecture, she introduced how AI technology is utilized and the competencies required of future talent, drawing on real-world examples from the global financial industry.
 
Titled “From Credit Scoring to Global Careers: The Future of Finance Transformed by Data and AI,” the lecture centered on three main topics: ▲ the principles of AI- and data-driven credit scoring; ▲ algorithmic fairness and ethical responsibility; and ▲ the core competencies sought by global companies in the AI era. First, Dr. Han explained how financial institutions utilize various data and machine learning technologies in the credit assessment process and described how data-driven decision-making drives innovation in the financial industry. He then highlighted that while AI algorithms have the potential to reduce human bias, they also carry the risk of reproducing biases inherent in the training data; he emphasized that fairness, explainability, and ethical judgment must be considered alongside the technology’s accuracy.
 
In particular, Dr. Han stressed to students in the humanities and social sciences that AI is not a threat that would force them to change their majors, but rather can serve as “work leverage” to expand their existing expertise. He explained that by combining the ability to define problems with data and AI utilization skills and business judgment, students can create new competitive advantages that transcend the boundaries of their majors.
 
He further explained that in the AI era, the ability to define problems, critically evaluate AI-generated results, and translate these into actual decision-making is more important than simply mastering the technology itself. He advised that the core competitiveness sought by global companies goes beyond specialized knowledge and lies in the ability to solve problems in uncertain situations and collaborate with experts across various fields.
 
During the Q&A session following the lecture, students asked questions addressing their practical concerns, such as changes in the job market and career choices driven by AI advancements, algorithmic bias and human intervention, and collaboration methods across roles in global companies. Drawing on his experience in the industry, Dr. Han engaged with the students by offering concrete advice.
 
Participating students reported gaining practical insights into career paths and competencies in the AI era. One student commented, “I had been struggling with how to effectively utilize AI beyond simply using it well, so it was helpful that you specifically outlined the necessary competencies and activities.” An international student added, “I now have a clear understanding of what I need to prepare for employment, and I believe this will be a great help for my career.”
 
Research Professor Ko Hyesun of the Global Symbiosis Project Team, who organized this special lecture, stated, “I hope students view the advancement of AI not as something to fear, but as an opportunity to expand their own potential.” She continued, “I expect students to combine AI with their own expertise, grounded in their humanities and social sciences background, to define and solve problems on their own, and to create new value in their respective fields of interest.” She added, “We will continue to consistently develop programs that bridge the gap between the voices of the industry and education.”
 
Meanwhile, Kookmin University’s Global Symbiosis Project Team participates in the HUSS Global Symbiosis Consortium alongside Kwangwoon University, Sunmoon University, Yeungnam University, and Honam University. With the goal of fostering interdisciplinary talent to lead a sustainable global society, the team operates various curricular and extracurricular educational programs as well as special lectures by domestic and international experts.

△ Photo: Kookmin University’s Global Symbiosis Project Team Holds Special Lecture on Global Employment and Career Paths